Banking Platforms
Core Banking Systems
A modular, real-time core for accounts, deposits, lending and the general ledger — engineered for retail, corporate and Islamic banking.
Overview
The core banking system is the system of record for every customer, account and transaction a bank holds. IMARA engineers core banking software with a modular architecture, so institutions can adopt the capabilities they need and extend them as their products grow.
Our approach favours real-time posting, configurable products and a clean separation between the ledger, product engine and channels — making it straightforward to connect digital channels, payment systems and regulatory reporting.
Capabilities
What our Core Banking technology covers.
Customer & account management
Unified customer profiles, KYC data, account opening and lifecycle management for individuals and corporates.
Product configuration
Define deposit, savings, current account and financing products with configurable rules, fees and limits.
Real-time general ledger
Double-entry accounting with real-time posting, multi-currency support and end-of-day processing.
Lending & financing
Loan origination, disbursement, repayment schedules, collections and portfolio tracking.
Teller & branch operations
Cash management, teller workflows, maker-checker approvals and branch-level controls.
Regulatory reporting
Structured data and reports to support prudential and central bank reporting requirements.
Related solutions
Designed to work together.
Discuss your Core Banking requirements.
Whether you are modernising a national payment system, replacing a core banking platform or launching digital services, our team is ready to discuss your requirements.