Solutions

Financial technology for institutions and national infrastructure.

IMARA designs and develops banking platforms, payment infrastructure and integration technology — modular systems that can be adopted individually or combined into a connected financial ecosystem.

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Banking Platforms

Systems of record and customer-facing platforms for banks and financial institutions.

Banking Platforms

Core Banking Systems

A modular, real-time core for accounts, deposits, lending and the general ledger — engineered for retail, corporate and Islamic banking.

Banking Platforms

Digital Banking Platforms

Mobile and internet banking for retail and corporate customers, built on secure APIs and connected to the core.

Banking Platforms

Islamic Banking Technology

Shariah-aligned financing, deposits and profit distribution — with governance workflows built into the platform.

Payment Infrastructure

National and interbank systems that move, clear and settle value between institutions.

Payment Infrastructure

Real-Time Gross Settlement (RTGS)

High-value, real-time settlement in central bank money, with liquidity management and ISO 20022 messaging.

Payment Infrastructure

Automated Clearing House (ACH)

Batch and near-real-time clearing of credit and debit transfers, with multilateral netting and settlement to RTGS.

Payment Infrastructure

National Payment Switch

Interoperable, real-time switching between banks, mobile wallets and payment service providers.

Payment Infrastructure

Interbank Clearing & Settlement

Infrastructure for interbank transactions — from message exchange and clearing to settlement and reconciliation.

Integration & Intelligence

APIs, connectivity and AI that connect institutions and automate operations.

Integration & Intelligence

Open Banking & Integration APIs

Secure APIs and integration services that connect banks, fintechs, payment systems and third parties.

Integration & Intelligence

AI & Financial Automation

Applied AI for banking operations — assistants, monitoring, fraud detection support, analytics and document automation.

Shared foundations

Common capabilities across our platforms.

Our solutions are built on shared engineering foundations, so they integrate cleanly with each other and with your existing systems.

Capabilities included in each IMARA solution
Solution	ISO 20022 messaging	Real-time processing	Participant management	Reconciliation	Audit logging
Core Banking Systems
Digital Banking Platforms
Real-Time Gross Settlement (RTGS)
Automated Clearing House (ACH)
National Payment Switch
Interbank Clearing & Settlement
Open Banking & Integration APIs
Islamic Banking Technology
AI & Financial Automation

Let's engineer your next financial platform.

Whether you are modernising a national payment system, replacing a core banking platform or launching digital services, our team is ready to discuss your requirements.

Contact Our Team Explore Our Solutions